One can never underestimate the power of a good spreadsheet, and there are many you can find online.
This app is very simple and free to use – and if you want to use a different money management tool what your online banking platform offers, it allows you to categorise spending into different categories and set targets and budgets. It is subscription-based, with a free 34-day trial and then annual fee after that. The app allows you to even out the expenses which crop up over the year - including monthly bills and irregular bills (such as birthday’s, insurance premiums etc.). If the app doesn’t connect with your bank, you can manually input your data. YNAB is possibly one of the world’s most popular budgeting apps – and it focuses on your total spending and income that has accrued in the past as well as setting targets for future spending.
0 kommentar(er)
